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How Did 2008 Affect Losses?

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Loss Allowance

Top-Down or Bottom-Up?

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[Dave Gilbert, Derrick, Hilary, Ian Dunn, Jon Bruflat, Justin Mouzoukos, Keaton Baughan, Ken Payne, LindseyHartelroad, Matt, Porter Jenkins, Rachel Messick, Rob Craig, Visible Equity, Whitney McClure]